Smart Insurance Solutions, Trusted Care
Welcome to Then & Now Insurance Agency
At T&N, we understand that navigating the world of insurance can be overwhelming. As a small, independent agency, we are committed to offering personalized service, tailored solutions, and comprehensive coverage to meet your unique needs.
Our Insurance Solutions-Personal Lines
Auto Insurance
Liability, Collision, Comprehensive, UM/UIM, Medical Payments/PIP, Rental Reimbursement, Roadside Assistance, GAP, New Car Replacement
Homeowners Insurance
HO-3/HO-5, Condo, Renters, Flood, Earthquake, Scheduled Personal Property, Home Warranty add-on
Specialty Personal
Classic car, recreational vehicles (RV, ATV), boat, landlord/fire schedule
Our Insurance Services-Commercial Lines
Business Insurance
Business Auto: fleet, hired/non-owned, commercial liability.
General Liability: premises, operations, products/completed ops.
Commercial Property: business owners policy (BOP), inland marine.
Workers’ Compensation: state-specific programs, voluntary market, loss-control services.
Professional Liability: E&O, management liability, cyber liability.
Industry-specific packages: contractors, restaurants, retail, auto repair, real estate.
Our Insurance Services-Life & Health
Life Insurance
Term life, whole life, universal life.
Final expense, mortgage protection.
Group benefits: group life, disability, voluntary benefits, supplemental health.
T&N Insurance Agency: Your Trusted Insurance Partner in Macomb County
Who We Are
Founded on the principles of trust and reliability, our agency takes pride in being an integral part of the community. Our expert team brings together years of experience and a deep understanding of the insurance landscape. We work diligently to stay informed about the latest industry trends and coverage options to provide you with the most relevant advice.
Our Approach
We believe in a client-first approach. This means taking the time to listen, understanding your specific needs, and crafting solutions that perfectly fit your lifestyle and budget. Whether it’s home, auto, life, or business insurance, we have you covered.
Why Choose Us?
Personalized Service: Our size allows us to offer one-on-one attention and customized policies.
Diverse Options: As an independent agency, we partner with a broad range of top-rated insurance providers to find the best coverage for you.
Community Focus: We are here to support and protect what matters most to you and your family.